Send us your Birmingham commercial mortgage enquiry

How quickly will I hear back after contacting Birmingham Commercial Mortgages?

We respond to all enquiries within 2 hours during business hours (Monday–Friday, 8am–6pm). Initial deal feedback and indicative terms are typically delivered within 48 hours of receiving full property and trading details.

What information do you need to give me an indicative quote?

At minimum: property address and type (owner-occupier, investment, semi-commercial, trading-business), purchase price or current value, your deposit or existing equity, the rental income or trading EBITDA, and a brief borrower background. For investment deals we also want the lease summary; for owner-occupiers and trading businesses we want the last 2–3 years of accounts.

Is there a cost for the initial consultation?

No. The initial deal assessment, indicative terms and lender shortlisting are always free. We are only paid by the lender on successful completion of your mortgage, our fee is included in the arrangement fee shown on the term sheet.

Do you cover the whole Birmingham area?

Yes, the full Birmingham metropolitan district (including Birmingham City Centre, the Jewellery Quarter, Digbeth, Edgbaston, Sutton Coldfield) plus Solihull, Wolverhampton, Walsall, Dudley, West Bromwich and the wider West Midlands footprint.

What loan sizes do you work on?

Commercial mortgage facilities from £150K to £10M. Smaller deals below £150K are typically better served by high-street SME products; we can still refer those where appropriate.